Healthcare & Medical Practices

Business Funding for Healthcare & Medical Practices

Medical, dental, veterinary, and specialty healthcare providers face long insurance reimbursement cycles, costly equipment upgrades, and high build-out expenses. ORP Group matches healthcare practices to a bank or lender for every type of business experienced with medical receivables and practice acquisitions.

Healthcare is one of the fastest-growing small business segments and represents a significant share of SBA 7(a) lending.

Source: U.S. Small Business Administration, 2024

54% of small business applicants applied for financing to expand or pursue new opportunities — common drivers in healthcare.

Source: Federal Reserve Small Business Credit Survey, 2024

Common Funding Challenges for Healthcare & Medical Practices

  • Insurance reimbursement cycles of 30–120 days strain working capital.
  • Specialized equipment (imaging, dental chairs, lab tools) carries high price tags.
  • Practice acquisitions and partner buy-ins require large lump-sum financing.
  • Build-out and tenant improvements for new locations are capital-intensive.

Best Funding Products for Healthcare & Medical Practices

Our advisors most commonly match healthcare & medical practices clients with these products.

SBA 7(a) Loans

Up to $5M for practice acquisitions, partner buyouts, and real estate — often the lowest-rate option available to providers.

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Revenue Based Funding

Fund imaging machines, dental chairs, lab equipment, and exam-room build-outs over 2–7 years.

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Business Line of Credit

Smooth out reimbursement timing gaps and cover payroll between insurance payments.

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Term Loans

Fund a single-location buildout, expansion, or technology rollout with predictable monthly payments.

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How Much Can a Healthcare & Medical Practices Business Qualify For?

Funding range
$25,000 – $5,000,000
Typical qualifying profile
$25,000+ in monthly collections and 1+ year in practice preferred

Frequently Asked Questions

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