Funding businesses since 2011
Free Tool
Business Funding Cost Calculator
See your monthly payment, total cost of capital, effective APR, and break-even timeline before you apply. Works for term loans, SBA loans, lines of credit, and revenue based funding.
$5,000 – $10,000,000
3–84 months
SBA 9.75–14.75% (June 2026), term loans Prime + 2%, working capital 18–40%+
Estimated Monthly Payment
$4,911
6.55% of monthly revenue
Total Repayment
$176,789
Total Interest
$26,789
Effective APR
5.95%
Break-Even Estimate
20 mo
No hard credit pull • Free fundability consultation
True Cost of Capital
Total interest plus principal — the real number that hits your P&L over the life of the loan.
Affordability Check
Payment as a % of monthly revenue. Most lenders look for under 15–20%.
Break-Even Timing
Rough months until the funded use case pays back the loan.