Line of Credit — Draw Funds On Demand, Pay Only for What You Use
Access up to $500K in revolving credit for your business. Draw funds when you need them, repay at your pace, and reuse your credit line — rates starting at Prime + 2% APR.
Check Your Rate — It's FreeNo credit score impact • Free Fundability Consultation included
Line of Credit Programs
Compare our credit line options and find the right fit for your business needs.
Revolving Line of Credit
Up to $500,000
Terms: 12–24 month draw period
Rates: Prime + 2% APR
- Draw funds anytime up to your credit limit — repay and draw again
- Only pay interest on the amount you actually use
- Automatically renews so you always have access to capital
- Ideal for cash flow, payroll gaps, or seasonal inventory
- No collateral required for lines under $250,000
Secured Line of Credit
Up to $500,000
Terms: Up to 36 months
Rates: Prime + 2% APR
- Lower rates by securing your line with business assets
- Higher approval amounts with collateral
- Longer draw periods with favorable repayment terms
- Best for established businesses minimizing borrowing costs
- Flexible collateral — equipment, inventory, or receivables
Express Line of Credit
Up to $100,000
Terms: 6–12 month draw period
Rates: Prime + 2% APR
- Fastest approval — funded in as little as 24 hours
- Minimal paperwork — just 3 months of bank statements
- Perfect for newer businesses or urgent funding needs
- Available with 6+ months in operation
- Automatic limit increases as your business grows
Why Get a Line of Credit Through ORP Group?
Best Rates Available
Your single application gets competing offers, ensuring the most competitive rate and highest credit limit available.
No Hard Credit Pull
We use a soft credit check to evaluate your options — your credit score stays fully protected.
Dedicated Funding Specialist
A real person reviews your application and helps you choose the best credit line for your needs.
Free Fundability Consultation
Every applicant receives a complimentary business funding consultation.
Line of Credit FAQs
Explore more financing options: Small Business Loans · Term Loans · SBA Loans · Revenue Based Funding · Invoice Factoring
Ready to Get Your Credit Line?
It takes less than 60 seconds to apply. No fees, no obligations, and no impact to your credit score.
Apply Now — It's Free